Cooperative Extension Money Management Initiatives
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Help families learn financial management concepts, processes and skills
that increase consumer confidence and proficiency in order to enhance economic stability and security
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Provide tools and resources that assist in learning and practicing
effective money management
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Build the financial literacy confidence and skills of those working with
adults and youth in the area of financial literacy
University of Delaware Cooperative Extension has been approved by the Department of Justice to provide financial management education training to bankruptcy filers, as part of the Debtor Education program. This is the course that must be completed before the bankruptcy filing process is completed.
- All courses are approximately 3 (three) hours long and are arranged by appointment only. All classes are held at the Carvel Research & Education Center in Georgetown. Debtor Education classes are $40 per case number.
All classes are scheduled by appointment.
Please contact our office with your case schedule and we will make every attempt to schedule a convenient time for you. All classes are held during the day and last for three hours. Please contact Kim Lewis at 302-856-2585 ext 542 for more information.
Click here for directions. For your comfort, we suggest bringing a sweater or jacket to the class.
The three hour training course covers the following topics:
- Financial Goal Setting
- Developing a Spending Plan
- Recordkeeping
- Insurance
- Credit and Credit Reports
- Resources for Consumers
- Consumer Protection Laws
Upon completion of the program, University of Delaware Cooperative Extension will provide a certificate of course completion to both the student and the trustee.
FEES AND CONDITIONS
Fees cover the cost of materials, evaluation compilation, certificate distribution and program supplies. Debtor Education Course fee is $40 for each Bankruptcy Case number. Spouses and other family members are encouraged to attend.
Method of payment will be a check made out to "University of Delaware." The University of Delaware Cooperative Extension does not receive fees or consideration of any kind for the referral of students to our programs.
SCHOLARSHIPS ARE AVAILABLE
Scholarships will be made available to those unable to pay this fee. If the student is receiving legal services pro-bono, if their sole source of income is disability or if they can show hardship, the fee may be waived by providing proof and contacting the instructor.
To apply for a scholarship, the student should contact the instructor. A letter of need from your lawyer or Bankruptcy trustee will be used to determine eligibility for scholarship. To be eligible for scholarship, the student should: 1) Contact the instructor 2) Receive a note/email from your lawyer or the Bankruptcy Trustee providing proof of inability to pay, and include this in registration or send to the instructor.
